Health Spending Accounts (HSA) have been available to Canadians since 1986 and they are still the best kept secret. In the US, HSAs first became available to consumers and employers in January 2004. According to a recent survey by Devenir, total HSA deposits rose to $11.7 billion as of June 2011…. Yes, that is BILLIONS of dollars. So are Americans smarter than Canadians?
As a patriotic Canadian, I am not prepared to jump to that conclusion. I think it is fair to say that Americans are more pragmatic and motivated to find effective economic solutions which suit their needs, or they can be on the hook for huge medical bills. Many Canadians and, in some cases, the professionals who advise them are simply not aware of the many benefits of a Health Spending Account.
Our company has been administering Health Spending Accounts for over a decade, and I have observed the peace of mind and satisfaction firsthand with so many clients. I have heard the same phrase over and over again “why didn’t someone tell me about this sooner?” I am certainly trying to tell anyone who will listen, but I am only one voice.
I believe that every Canadian should have the freedom to decide how to spend their healthcare dollars, and they can with a Health Spending Account. You can have choice and still be protected all while remaining ahead of the game financially. You just need the information.
So no, Americans are not smarter than Canadians. They have just embraced a good solution with stealth and enthusiasm. You can too!
As a patriotic Canadian, I am not prepared to jump to that conclusion. I think it is fair to say that Americans are more pragmatic and motivated to find effective economic solutions which suit their needs, or they can be on the hook for huge medical bills. Many Canadians and, in some cases, the professionals who advise them are simply not aware of the many benefits of a Health Spending Account.
Our company has been administering Health Spending Accounts for over a decade, and I have observed the peace of mind and satisfaction firsthand with so many clients. I have heard the same phrase over and over again “why didn’t someone tell me about this sooner?” I am certainly trying to tell anyone who will listen, but I am only one voice.
I believe that every Canadian should have the freedom to decide how to spend their healthcare dollars, and they can with a Health Spending Account. You can have choice and still be protected all while remaining ahead of the game financially. You just need the information.
So no, Americans are not smarter than Canadians. They have just embraced a good solution with stealth and enthusiasm. You can too!
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